Connie Johnson passes away from cancer battle

Connie Johnson, the sister of Gold Logie-winning actor Samuel Johnson, has died following her long battle with cancer.
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“We lost Connie today”, Samuel, announced via the Love Your Sister Facebook page on Friday night.

“Or, as she asked me to say, she died of cancer today,” he wrote.

“It was so beautiful. We laughed, we cried, we sang stupid songs from our childhood to her, which she loved (mostly!).

“I read her so many village messages, which she relished. She went so richly, and with such grace. Trust me, she was genuinely cushioned by your love, till the end.”

Her death was announced a day after she received one of the nation’s highest honours.

Governor-General Sir Peter Cosgrove dropped by Connie’s bed at a Canberra hospice on Thursday to award the mother-of-two a Medal of the Order of Australia in recognition of her tireless work for others battling breast cancer.

The 40-year-old made the decision to end all treatment in April this year. While her health was initially dire when she first arrived at the hospice in July, for a time her condition ???stabilised.

She was diagnosed with terminal breast cancer in 2009, after previously defeating a tumour in her leg as a child.

She launched the charity organisation Love Your Sister in 2012 in an effort to raise funds for cancer research.

In February 2016, Samuel announced his retirement from acting in order to help focus on Connie’s fundraising efforts.

The Molly star’s public profile helped pushed the charity’s campaign centre stage, including at April’s Logie Awards, where he praised his sister’s efforts while accepting the awards for Best Actor and the Gold Logie. He did it, he did it, he did it #samgotgold #lys #nowisawesome #bigheartloveA post shared by Love Your Sister (@loveyoursister) on Apr 23, 2017 at 6:33am PDTConnie preparing for her final public speaking engagement to 1400 medical students at Melbourne Uni. Wish her luckA post shared by Love Your Sister (@loveyoursister) on Jun 28, 2017 at 11:16pm PDTThis has to be the photo that sums up yesterday – Connie in a heart full of love and hope for a cancer free future. #bigheartproject #nowisawesome #loveyoursister #bigheartlove #canberralife #wearecbr #canberraA post shared by Love Your Sister (@loveyoursister) on May 10, 2017 at 3:06pm PDTRainbows carry hefty pricetags, turns out.Thanks for showing me that life is what we make it to be. Thanks for teaching me that now can still be awesome, even when you’ve so nearly run out of now and have no more real awesome left. I wish I could soften your pain, or lessen your fear, or give you something tangible, but tangible clearly isn’t in season. I’m proud to walk you to the hardest part of the road. The end. The only part of the road in your life that must sadly be travelled alone. Chin up please, amidst the growing dark my girl. Shoulders back. Stand tall through that savage march, stand big and tall, dear sister, for you have lived a life to be proud of. You’ve loved well, and you’ve been loved well which is all that really matters in the end, I suspect. I won’t finish with I love you, though of course I do. I’ll finish with a simple thanks. Thanks for holding my hand along the way. It’s been a stunning fucking ride. I want another turn, for we’ve spent our lives taking turns, but cancer is greedier and stronger than us. For now. So Little Miss Connie Cottonsocks, I shall now again and proudly declare myself, very truly yours, Your ever grotty and very sad little brother, Sammy Seal. XX @samueljjohnson78A post shared by Love Your Sister (@loveyoursister) on Jun 29, 2017 at 1:38pm PDTThis story Administrator ready to work first appeared on Nanjing Night Net.

Take my money: the NRL’s most selfless act revealed

In what has been described as one of rugby league’s most selfless gestures, departing Canterbury captain James Graham secretly offered to take a pay cut in an attempt to keep Josh Reynolds at Belmore.
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Graham and Reynolds have long been the Bulldogs’ favourite sons, but both will be leaving due to the club’s well-publicised salary cap issues. St George Illawarra-bound Graham walked away from the final year of his contract to help the club accommodate new recruits Aaron Woods and Kieran Foran, while Reynolds will join Wests Tigers on a $3 million, four-year deal.

Canterbury’s three-year offer to Reynolds didn’t come close to what the joint-venture outfit was offering the former NSW pivot, but such was his importance to the Bulldogs that Graham offered to sacrifice a part of his own salary so the Bulldogs could bump up their offer to the man affectionately known as “Grub”.

Graham’s gesture has been such a closely kept secret that it’s believed not even Reynolds was aware of it. However, Canterbury chairman Ray Dib revealed the selfless act at the club’s presentation night while on stage with an emotional Graham. “I have never met anyone like him throughout my 12 to 13 years as a professional.” – James Graham on Josh Reynolds. #proudtobeabulldogpic.twitter南京夜网/TmJdoQ9wc8??? NRL Bulldogs (@NRL_Bulldogs) September 8, 2017This story Administrator ready to work first appeared on Nanjing Night Net.

Stop ‘drip feed’ of bad news: RBA’s plea to banks

Wayne Byres SF Fin, Chairman, APRA at the FINSIA Signature event- The Regulators, in Sydney, on September 8, 2017. Photo: Jessica Hromas EMBARGOED FOR AFR MONDAY 17TH JULY 2017. ASIC Chairman Greg Medcraft on his legacy. Thursday 13th July 2017 AFR photo Louie Douvis.
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Distrust of Australia’s banks will continue unless the “drip feed” of industry scandals ends and banks own up to problems rather than hoping bad news can be kept from the public eye, regulators have warned.

Three of the country’s most powerful financial regulators on Friday called on banks to be more open when things go wrong, after a series of scandals in recent years put the spotlight on the industry’s culture.

They highlighted that many of the problems dogging banks today occurred several years before the news became public, and this further fuelled the negative perception of banks.

Reserve Bank deputy governor Guy Debelle said the “drip feed of issue after issue after issue” across many parts of the financial sector had exacerbated public distrust.

“No one feels that anything particularly has changed, because even if the issue occurred a few years ago, it still generates the headlines today, and just reinforces the belief,” Dr Debelle said at a FINSIA lunch in Sydney.

“It would be very nice to have some comfort that actually the cupboard is now bare ??? that there isn’t anything more which is going to come and just further undermine that lack of trust in the industry.”

The chairman of the Australian Prudential Regulation Authority, Wayne Byres, said a priority for banks should be to “talk about problems and what you’re doing in response to them, rather than hoping no one finds out”.

“If you think about many of the issues that now are generating headlines and public debate, many of them happened three or four years ago. No one revealed them,” he said.

“A more pro-active approach is saying: ‘We have an issue, we find it, we report it, we fix it, and if necessary we compensate’.”

Mr Byres, who has led a crackdown on banks’ higher-risk home loans, also said APRA would maintain the pressure on banks over lending standards in the mortgage market in 2018, citing “heightened risk” in the housing market.

Australian Securities and Investments Commission chairman Greg Medcraft noted that in recent years several of the country’s banks had been embroiled in scandals spanning financial advice and life insurance, alongside alleged interest rate rigging.

Commonwealth Bank was also last month accused by Austrac of a mass breach of anti-money laundering laws, and ASIC is investigating whether it should have told investors earlier about the allegations.

“It’s not a particularly pretty report card, I just hope there’s not another one around the corner,” Mr Medcraft said.

Mr Medcraft, who steps down later this year and has been a persistent critic of banks, said lenders should focus on treating customers fairly, designing products that were suitable for consumers and improving how they handled complaints.

Also on Friday, APRA said its former boss, John Laker, former head of the Australian Competition and Consumer Commission Graeme Samuel and company director Jillian Broadbent would conduct the review of CBA it announced in late August.

Treasurer Scott Morrison welcomed the inquiry and repeated his dismissal of Labor’s demand for a royal commission into banks as little more than a political stunt.

“This is a real inquiry that’s taking action right now in the measures that it can move forward with, should it need to,” Mr Morrison said.

The APRA inquiry will not look at the specific allegations made by Austrac.

In a statement, APRA said: “The goal of the inquiry is to identify any shortcomings in the governance, culture and accountability frameworks and practices within CBA, and make recommendations as to how they are promptly and adequately addressed.”

CBA said it noted and welcomed the appointments and looked “forward to providing them with our full cooperation”.

???with Mathew Dunckley

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Anger over plebiscite does not discriminate

UNITED IN RAGE: Letter writer Antony Bennett tells Dr Stuart Edser (left) and Chris May most Australians are angry at the Prime Minister for “his gutless and divisive stance.”It’s all okay Stuart Edser and Chris May (“Vows against ‘immoral’ vote” Herald 8/9), whether you are involved or not in the LGBTI community, I think the vast majority of Australians will not forgive Prime Minister Malcolm Turnbull for his gutless and divisive stance on this major non-issue.
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At least with Tony Abbott, you knew what you got and we got what we deserved. He was and is, at the very least, true to himself. What does this current populist, wishy-washy and weak prime minister trulybelieve in? Mr Turnbull then has the temerity in Parliament to spinthe High Court ruling as some strong leadership position in allowing “all Australians a voice”. Give me strength!

But more importantly PM, you get some strength. To add insult to LGBTI injury, he proudly proclaims to one and all that “Lucy and I will be voting yes”as if he is the Messiah and we will all follow him down this enlightened path. If you are a supporter of same sex marriage,Mr Turnbull, why didn’t you just simply lead the debate, stand-up to the ultra right wing of your party, save us all a bucket load of money and drive this “reform”through?

Oh yes, Dr Edser, we all share your anger.

Antony Bennett,Bar BeachTIME TO FOCUS ON DEBATEI am very interested in the claim in the Herald (8/9) that a poll on the views of Australians regarding marriage is an “immoral vote” (“Vows against‘immoral’ vote”,Herald8/9), and I am wondering how is this so. If there is a moral value here, I am not aware of it.There are those who, while not supporting the redefining of marriage, find that they stand on a moral point and so the issue is what morality are we speaking of? I do know that some would say that while they do not support a change to marriage they do want to find a good path forward so that all will in their own way. The divisive manner of this campaign seems to be in the court of the yes supporters. While there has been a poor history to this point, perhaps the proverbial hatchet should be laid to rest and honest, respectful discussion should commence to find some common ground.

On this subject I have heard claims from the supporters of the yes campaign that a lot of violence will accompany the issue being raised in the community. I do know that there are some on the no side of the campaign that use intemperate language from time to time, but on the most part I believe the name-calling and the violence has come from the yes side of the campaign towards the people who attend meetings where the no case is put forward.

I found it interesting that even the uncommitted who may attend a no campaign meeting are yelled at, abused andcalled bigots as they enter. I have not heard of any of this when the yes case meet, and so I believeone must wonder where the hate is coming from.

Milton Caine,Birmingham GardensAN INFORMAL PROPOSITIONI was hoping the same-sex marriage postal survey would pass the High Court(“Vows against‘immoral’ vote” Herald8/9)because I want to boycott it in the hope of seeing the issue unresolved and left around Malcolm Turnbull’s neck like a smelly dead albatross for as long as possible.

I agree with former High Court Justice Michael Kirby that for same-sex attracted people to have to go cap-in-hand and ask the human animal herd for their human rights is an insult.

Ignorance breeds prejudice and prejudice breeds hate. I find most Australians to be under-educated, unread, heads filled with nonsense from listening to fools – I’m using polite language here – and so multi-ignorant and therefore multi-prejudiced.

For example, many are stupidly racist because they don’t know the simple science that all humans are one speciesand that skin colour is just an adaptation to climate. Same sex interactions occur in many species and are just a part of nature or the real world, and hurt no-one.

I want to have a laugh watching Mr Turnbull trying to round up his herd of moral dinosaurs to address some form of SSM legislation in the Parliament.

To gain their rights, our same-sex-attracted brothers and sisters may have to wait for a future parliament, one that operates on common-sense human decency.I’ll be returning my envelope but with no box ticked, just a few remarks about what those who feel the need tomind other people’s business can do with their survey-plebiscite.

Les Hutchinson,South MaitlandTHAT BUMPY ROAD TO RUSSIA We are all disappointed the Socceroos failed to achieve direct qualification to the World Cup (“Dramatic win for Socceroos”Herald 6/9)but hopefully we can make it through the next two rounds.Maybe coach Ange Postecoglou deserves a little criticism at times but not the rubbish thrown at him by Robbie Slater and Mark Bosnich, both former Socceroos, now commentators.Both failed to make World Cup finals and some of their performances in the qualifying rounds they played inwere average.With more than 230 teams trying to gain a place in the world’s greatest sporting event, it is a hard road. In Ange we trust.

Lyall Burrell,WallsendA COMPETITIVE VISIONSCOT MacDonald claimed “we have had the predictable push back from the state MP Tim Crakanthorp MP” (“Newcastle invited to dream big for Broadmeadow”Herald7/9). I have spent the last two years lobbying the state government to finalise the draft masterplan and to get moving.

In fact, I have brought many stakeholders to the table to have their vision and thoughts considered in this plan – how many stakeholders have you brought to the table, Mr MacDonald?My vision is for a world-class sporting and entertainment precinct that can continue to attract world-class events like the Asian Cupor even a Commonwealth Gamesto Newcastle. A precinct that is connected to an integrated transport network and is a hub for sport and entertainment in northern NSW.The Berejiklian government is spending billions of dollars on stadia in Sydney. My vision is for Newcastle and the Hunter to receive its fair share of funding to realise the potential the Broadmeadow precinct holds. One might again question if Mr MacDonald and his government share the same vision?

Tim Crakanthorp, Newcastle State MPLETTER OF THE WEEKThe Herald pen goes to Chris Cull, of Cooks Hill, for his submission on Malcolm Turnbull and his future legacy as a leader.

Fitz Files: It’s a big risk, but bravo to Ange for his spirit of adventure

Of course TFF took a bit of flak – like I care – for asking Socceroo coach Ange Postecoglou on Channel Nine last Sunday morning, if he would stand down in the event of his team not qualifying for the World Cup. Some thought it disrespectful. I thought it journalism. In the wake of the Socceroos’ underwhelming performances in recent times, of course it is legitimate to ask the Head Sherang whether he will or won’t fall on his sword in the event of failure. Against that, I fancy I get what Postecoglou is trying to do and admire the spirit with which he does it. He wants, as I understand it, the Socceroos to play in an aggressive, attacking, Australian style, on the reckoning that is both what they are best suited to, and the style that will take them furthest in the World Cup if the they make it. Bravo. Better that, than a tepid qualification for the World Cup, followed by an ignominious thrashing in the first rounds. None of which alters the reality: he is risking mightily in the hope of greater glory, but if he fails the first one to pay the piper will be him.
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Syrian success

And you can call me a soccer nutter who writes way too much about the sport if you like, but my attention was caught on Wednesday by this quote from Fayeq Shmais, a 46-year-old employee of the Syrian government, after the Socceroos’ next opponent, Syria, achieved a good result in their own match.

“There are two victories today: the army entered Deir el-Zour and we equalised with Iran, which I consider a victory. Syria is witnessing a revival as large rallies roam the streets of Damascus. This is something we have not seen since the start of the crisis.”

Whatever the result of the Socceroos forthcoming match against Syria, this quote puts Australia’s good fortune in perspective, yes?

Back to the grassroots

The President of the Sydney Rugby Union, David Begg, floated the idea this week that, next year, they might invite the Waratahs to play at North Sydney Oval, with a Shute Shield match as the curtain-raiser. Fabulous idea. The star to steer by for all rugby right now is what can break down the barriers between the amateur and professional tiers of the game? If it helps to do that, it is a good idea, and this is a prime example of a move that will help accomplish it, and help both tiers.

Good sports

On the subject of kids with disabilities getting a fair go, let’s hear it for the St George Warriors, who field no fewer than three teams filled with kids with special needs across their junior age groups. With two fine women in Penny Hancock and Dianne Fyfe leading the charge, and the committed support of the St George Football Association those kids successfully play every week. The opposing teams, I am advised, are always gracious and understanding, and for the most part adhere to the two key rules:

1. Warriors always score the first goal

2. Whatever the final score, the Warriors are the eventual winners

In return, the opposing team gets treated to a icy-pole and a shared team photo. And all of them feel good and learn something of fine citizenship.

Gotta love this city!

Rabbitohs have Robbie rethink

Back in the day, TFF used to love Get Smart. (Young’uns, ask your parents.) In one scene, Agent 86, Maxwell Smart is confronted by an enormous agent from KAOS who is standing over him. Max doesn’t back off. “Why, you big, ugly lug!” he says, before unleashing a right hook right on his chin. The KAOS agent moves no more than an Easter Island statue, and as a matter of fact has much the same expression. Instantly changing tack, Max puts his arm around him and says: “Listen, I hope I wasn’t out of line, calling you a ‘big, ugly lug’?”

The more vociferous of Jason Taylor’s critics might like to rethink some of their own remarks, I suggest, when it comes to his part in the Robbie Farah saga at the Tigers. For, as you will recall, a good two-thirds of the heat that Taylor took at the Tigers was over the fact that he maintained that, far from being State of Origin level, Farah was not up to even first grade standard, and so dropped him to reserves. In response, much of the league commentariat went for Taylor’s throat, as the narrative became the great Robbie done down by a stupid bastard of a coach who just doesn’t get his greatness. Which would be fine, except for the fact that Farah’s new club Souths have missed the eight by the proverbial country mile and now the news has broken that the Rabbitohs are shopping the hooker around to other clubs, to take over the last year of his contract.

“Listen, Jason? I hope they weren’t out of line saying ‘you couldn’t coach a choko vine over a shit-house wall, and the mistreatment of Robbie Farah is just the best example of that’.”

Oar-some contest

Incidentally, if yers care, TFF is hoping this arvo, to be installed as the NSW over 55 champion of indoor rowing, when I compete at the Drummoyne Rowing Club, by seeing how many metres I can do on a rowing machine in 60 seconds – I am hoping for above 345 metres and have done 361 at my best. If I win, I go to the Nationals, in early November and you may count on me braying endlessly! If I lose, I’ll never mention it again.

Language of rugby

Dear TFF,

As a man of language I thought you may know the answer to this question. When did the following become a “thing” in rugby:

“They were very clinical, or “We weren’t clinical enough.” (I still don’t know if this is a genuine compliment or a backhander.)

“We need to tighten up our D.”

“We’ve been working on our structures.”

“We’ll go through our processes during the week “

No wonder the players look confused. I’m sure it’s a post-millennium affectation.

Regards,

Stephen Wilson

JOKE OF THE WEEK

While golfing, I accidentally overturned my golf cart. A very attractive lady golfer, who lived in a villa on the golf course, heard the noise and called out from her porch: “Are you okay?”

“I’m okay, thanks,” I replied as I pulled myself out of the twisted cart.

She said: “Come up to my villa, rest a while, and I’ll help you get the cart up later.”

I noticed she had nice svelte figure.

“That’s mighty nice of you,” I answered. “But I don’t think my wife would like it.”

“Oh, come on now,” she insisted.

She was so pretty, and very, very persuasive. And I was weak.

“Well okay,” I finally agreed. “But I’m sure my wife won’t like it.”

After a couple of scotches, I thanked her and said: “I feel a lot better now. But I know my wife is going to be really upset. So I’d better go now.”

“Don’t be silly!” she said with a smile. “Stay for a while. She won’t know anything ??? By the way, where is she?”

“Still under the cart!” I replied ???

THEY SAID

Bangladesh man of the match in the First Test, Shakib Al Hasan, on sledging: “Australians are very good at it, we are learning from them. After this Test match they will show a lot more respect.”

Sam Perry (@sjjperry): “Is it just me or does Shakib’s rapid-breath LBW appeals sound like urban foxes mating in London? Either way, masterful baller. #BANvAUS.” Sam? I think it might be just you.

Mark Bosnich lets rip, in the wake of the Socceroos underwhelming win over Thailand: “[Postecoglou] apparently told people that were there [to see Australia draw 1-1 with Iraq in March] what he was doing, saying: “We’re looking forward to the World Cup. Qualify for the World Cup before you start thinking about things like that. If you’d qualified before tonight you could have gone out and experimented. Don’t be using the national team as an experimental laboratory. It’s not there for that, it’s too important for that.”

Bosnich: “[Postecoglou’s] hanging by a thread and if we go through a play-off route there needs to be serious consideration of another voice because those players in my opinion, regardless of what they say publicly, are not responding to him like they used to.”

Postecoglou returns serve: “I won’t waste my time responding to criticism, I’m not everyone’s cup of tea, my position is my position. I’m coach of the national team, it’s a great honour and I’ll see it through. Beyond that the judgement is on me ??? I have survived worse than this. If anything this motivates me.”

Socceroo Milos Degenek, on the struggle against Thailand: “God wasn’t on our side.” Well, that explains it then. Like those who point to the sky and blow kisses after scoring a try this sort of stuff is what we call in the trade, weird.

NRL CEO Todd Greenberg thinks if they build it, you will come: “Sydney deserves to have a purpose-built rectangular stadium that is probably world’s best. That’s the design that I’ve seen and that’s the outcome we are absolutely, desperately hoping for.”

Andrew “Twiggy” Forrest, on plans to mount a rebel competition that includes a resuscitated Force: “I’ve just begun to fight. Let me assure you, this is not a great day for the ARU, this is a great day for Australian rugby. Discussions have commenced across the world and within our own state and country to ensure this competition starts and starts strongly. This is the beginning of the new Force, this is the beginning of the new Indo-Pacific competition and I am delighted to be an instigator of it.” TFF gave my view on Thursday. What rugby needs is unity, not an un-civil war.

NSW Supreme Court ruling on the Force and ARU: “They were supposed to be allies, but they were not friends.” WA Premier Mark McGowan: “I hope Andrew Forrest carries out his threat and the ARU suffers as a consequence.”

Newcastle resident John Hudson one of many unhappy with the Supercars being up there: “My missus always says they could make a beautiful botanical gardens here. More people would come to Newcastle if we had a nice art gallery and a botanical gardens – people don’t go to Italy to see high rises and motor races. But what do we get? The Supercars.” I’m with him.

Queensland Premier Annastacia Palaszczuk sledging Manny Pacquaio after he pulled out of a rematch with Jeff Horn: “Frankly, I think he’s a bit too scared to come and face Jeff Horn.”

Nick Kyrgios: “There are players out there that are more dedicated, that want to get better, that strive to get better every day, the 1 per centers. I’m not that guy.” I never saw a bloke who more needed a year away, than him. If he wants to come back, great, he will be better for it. If he doesn’t, great, he will be happier for it.

Team of the Week

Nathan Lyon. The Australian spinner took 13 wickets to guide Australia to a much-needed win over Bangladesh in the Second Test.

David Warner. Nailed another century, his second of the Bangladesh series, and his 20th overall.

Kate McLoughlin. The Australian Paralympic Team’s Chef de Mission has been recognised by the International Paralympic movement as Best Official from the Rio 2016 Paralympic Games.

Kurt Kara. The beloved Newton Jet, a local legend like mother used to make, is hanging up the boots after more than 150 NSW Cup and Premiership matches for Newtown spread over seven seasons (2011 to 2017).

Australia FIM Team Speedway Under 21 Team. Won second place in Poland.

Australian Women’s World Trophy Team. Won fifth successive title in France

Socceroos. After only narrowly defeating Thailand by a goal, their chances of the World Cup hang by a thread.

Michael Maguire. After delivering their first title in half a forever, former Souths coach sees the old adage hold true once again – there are only two types of coaches, those who have been sacked, and those who will be sacked.

Dalby Wheatmen Rugby Club and the Dalby Diehards RLFC. Both sides in their respective Darling Downs’ comps, won their Grand Finals last weekend. “The town,” I’m told, “is expected to sober up shortly before the cricket season starts in mid-October.”

Marist College North Shore. Seeking photos of any former student who represented Australia in any sport for a Wall of Fame in their Fitness Centre. Join Ken Irvine, Matt Shirvington, Mitchell Pearce and Kieran Foran (both Australian schoolboys), and others! Please email [email protected]论坛

Jack Gibson. The young student from Wesley College is on the road to recovery from serious illness and, in recognition of his passion and commitment, Sydney Uni Cricket Club has just made him Club Captain. He won’t ever be able to play cricket at the level he was previously but he will be back in the clubhouse where he belongs.

Lane Cove Fun Run. It’s on again this Sunday morning in beautiful Longueville. With the sun shine continuing and over 1500 online registrations, another fantastic community event, which is 100 per cent volunteer organised to raise money for Lane Cove Public School and two local women’s and children’s shelters as well as donating $1000 in sporting goods to an education centre in the prize draw.

Twitter: @Peter_Fitz

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Secure your family’s future

For many of us, providing for our family is a primary motivation that prompts us to make plans and set goals for both our personal and business lives.
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Buttoo many of us don’t give adequate consideration to the risks that could potentially derail the attainment of those goals and objectives.Let’s consider some facts and their potential implications:

83 per cent of people in Australia have car insurance, yet only 31 per centhave income protection insurance.20 per centof all mortgage defaults are due to illness or accident.If you are in business with a partner the chance of one of you becoming disabled or dying before age 65 is 52 per cent.Generally speaking, the thought of losing your motor vehicle pales into insignificance when it is stacked against the potentially devastating impact of losing our capacity to generate income. Far more than just the motor vehicle is on the line if we are unable to generate regular income for six months, 12 months, two years or even the rest of our working lives.

The thought of losing one’s home is also sobering. Hence the second statistic is another important one that points to the fact that for every person who can’t afford the repayments on their home mortgage, one in five was not due to the fact they didn’t budget appropriately or earned insufficient income. Rather, it was due to them becoming sick or injured in an accident.

The final statistic is a side-step away from the importance of protecting income for an individual, to consider the likelihood that there could be a serious challenge where your business income is partly dependent on another individual.

This additional layer of complexity and risk prompts the question, “Why would I not insure my income, or my business’ income, as a priority?”

Too often, this is the missing piece of sound personal and business planning.

Many people give consideration to addressing their personal insurance needs but end up placing it in the ‘too hard basket’ after thinking:What cover do I need?What are the differences in the types of cover and policies?It’s too expensive.

Your insurance recommendations should also be co-ordinated with wills and estate planning needs, as well as with any business structures that your accountant has implemented or is recommending. An experienced financial adviser will provide guidance and assistance to ensure that you not only have an insurance portfolio tailored for your needs but that it works seamlessly with the advice you receive from other specialists who support you.

Don’t wait until it’s too late to put appropriate insurance cover in place.

Alex Myers, Financial Adviser, PKF Wealth

Hooper says McMahon can have ‘massive influence’ against Springboks

Wallabies captain Michael Hooper expects South Africa to be extremely potent at the breakdown on Saturday but feels that Australia’s No.8 Sean McMahon can have a “massive influence” on the match if he backs up his form from Dunedin.
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McMahon had arguably his best game in a Wallaby jersey during Australia’s 35-29 loss to the All Blacks a fortnight ago.

After a quiet match by his standards in Sydney, McMahon consciously injected himself into the game, making considerably more carries and getting through a mountain of work at the breakdown alongside Hooper.

Coach Michael Cheika’s praise for McMahon was profound after the match and Hooper is hoping he brings the same ferocity with ball in hand at nib Stadium.

“Seany can have a massive influence when he gets that right,” Hooper said. “Sean’s an outstanding player and we’ve seen, here last year, one of the best runs I’ve seen from a Wallaby player. [He] beat like 10 defenders on a charge, coming off the bench. Seany’s strong in the tackle, strong making his tackles and he’s good over the ball as well.”

The Springboks have picked a back row featuring Siya Kolisi, the equal-leading try scorer of the Rugby Championship thus far, as well as Jaco Kriel at No.7 and three-gamer Uzair Cassiem at the back of the scrum.

The Wallabies have coughed up their fair share of ball at the breakdown this year and Hooper is wary of the challenge confronting the home side.

“We expect them to be very strong over the ball,” Hooper said. “Both of those players [Kriel and Kolisi] are really good carriers and defenders there. It’s a different jersey size at the end of the day, from some of the guys that used to be playing to what they are now, but [they are] no less effective in what they do and how they get around the field. For us as a back row, we’ve got our hands full.”

So much has been made of the Springboks’ resurgence after winning just four matches from 12 attempts last year, their worst year on record since 1992.

All five of South Africa’s wins in 2017 have been between 18 and 23 points, compared to last year when their biggest victory margin was eight points, against the Wallabies in Pretoria.

They have employed inventive tactics, including lineouts with both backs and forwards together, as well as upping their skills across the board to create a side very much capable of beating the Wallabies at home.

The Wallabies have beaten the Springboks seven of the past eight times on Australian soil and Hooper is not quite sure what the visitors will bring this time around.

“The first 10, 20 minutes of this game, I’m sure we’ll start to learn how they’re going to play,” Hooper said. “Whether they’re going to run more, whether they’re going to put it up into the air and do it that way.

“Every time we play these guys, it’s a tough outing. Their success throughout Super Rugby’s been solid. We know they’re going to be a hard team.”

Asked what the Wallabies needed to improve on from Dunedin, Hooper said: “Restarts, obviously. Just being able to put points on a team and then get the pressure off your back is a big one.

“A lot’s made of momentum within games and I think restarts are a huge factor in momentum. You can dictate the way the game goes with how you control those areas.”

This story Administrator ready to work first appeared on Nanjing Night Net.

Know the social media traps

RIGHT LURE: Put in the work, do the research and you’ll attract more customers.Sometimes social media is a deal that sounds too good to be true, from a business perspective.
Nanjing Night Net

You have sites with millions of users, all of them looking to read and share content created by those they follow, and it costs nothing to tap in to?

No business in its right mind would pass up that opportunity.

However, social media marketing isn’t as easy as it may sound.

You may be able to cast your lure for free, but people on social media are canny.

They aren’t going to bite at just anything.

So here are three mistakes you need to avoid if you want to catch potential customers.

Getting on your soap box

Social media is not a place where you can geton your soap box, shout louder than anyone else, and attract a long-term audience.

It’s an interactive medium, which means you need to show people passing by your page that you are a person, and that you are willing to engage with them.

You aren’t giving a speech,you are having a conversation.

Not putting in the hours

Social media marketing isn’t something you fiddle with in your free time.

In order for it to succeed, it has to be a viable, vital part of your business plan.

So make sure you dedicate time, planning, and human resources to making sure your social media marketing efforts are successful.

Just winging it

Before you get started, make sure you do your research, get an idea of what will make your marketing efforts successful, and watch the numbers associated with your posts.

Adjust your plans based on the results your posts get, and re-evaluate your strategy every time you notice changes.

Social media can be an excellent way to engage potential customers if you use it as part of a professional marketing plan.

Craig Wilson is managing director of Sticky.Digital

The Logies and the Gold Coast are a match made in tacky heaven

If there was a Tinder for television, the Gold Coast and the Logies would most definitely have swiped right to create the most beautiful and unholy match imaginable.
Nanjing Night Net

Never have two things been better suited to a legal union. TV’s “night of nights” on Queensland’s “glitter strip”. You can’t make that stuff up.

Tom Tate, the Gold Coast’s colourful Mayor probably summed it up most eloquently when he said he would embrace Australia’s “tacky industry” coming to his “tacky city”.

Yep, TV Week is rolling up the red carpet and bumping the Logies out of Crown Casino and planting them in The Star on the Gold Coast for at least the next four years.

I should begin with a caveat, I grew up on the superior coast (the Sunshine one north of Brisbane) with Noosa and beaches that remained in the sun unencumbered by ugly skyscrapers casting shadows and without, well, everything gross the Gold Coast has.

Because, despite its lovely beaches and cute theme parks, the Gold Coast is a bit gross. And so are the Logies.

The parallels one can draw between the two are endless. The Logies are long and boring, much like the Gold Coast’s famous shopping strip Cavil Avenue and you are likely to find someone such as Gina Liano strutting through both in a hideous Camilla kaftan.

Most of the people who win a Logie will, at some point in their career, end up performing at Twin Towns.

I don’t know if anyone outside Queensland has heard of Twin Towns. It’s an institution on the Goldy (OK, it is just over the border but no one cares) where the careers of once-remarkable performers go to die.

It only seems right that the entire industry goes on a bus trip up the Pacific Motorway and checks out their retirement options.

The event allows some rather vacuous people to gather in one place at one time to pat themselves, and each other, on the back. This is also a description of everyone on the sand at Surfer’s Paradise.

While it could also be a description of Bondi, the peacocking that occurs at Surfers is a peculiar ritual that really only gets repeated in Melbourne on that one special night of the year at Crown Casino.

Each are equally fascinating and should be studied by anthropologists.

The Logies have traditionally been held at Crown Casino. Crown Casino is basically the Gold Coast in winter. It is absolutely appropriate to wear a maroon velour tracksuit at all times in both places and if you were to have wandered the halls of Crown at about 6am on Logies Day +1 you would have seen that I’m right.

While it is fun and easy to jump aboard the cultural cringe train whenever the Logies or the Gold Coast are mentioned, and that is a very crowded train indeed, in all seriousness this is actually a very suitable pairing.

The film and television industry in Queensland is going from strength to strength through hard work luring major films from studios such as Marvel and Disney to the Gold Coast and TV companies including Hoodlum and Matchbox creating local television dramas in the suburbs.

While the Sydney-Melbourne-centric attitude of the television networks is slowly (very slowly) changing, the Queensland government’s ploy of throwing money at the awards they all have to go to is a clever one that helps chug the changing of minds along.

Even if they only realise that Queensland in July is way nicer than Melbourne in April.

Nathanael Cooper is Deputy Entertainment Editor

This story Administrator ready to work first appeared on Nanjing Night Net.

It’s taken 355 games, but Sydney’s learning to love Cameron Smith

And then, just like that, we all finally got it with Cameron Smith.
Nanjing Night Net

The accountant-ish footballer who strolled into the Melbourne Storm 17 seasons ago without giving the slightest indication of the greatness within on Saturday will break Darren Lockyer’s record for most games played.

In the qualifying final against Parramatta, in Melbourne Storm’s first step towards the premiership they apparently had locked up months ago, Smith will play his 356th match.

For how many of those games, though, has he been warmly loved and respected and supported by a code that is so bitterly divided by state lines?

Few players transcend the hatred vomited out by six weeks of State of Origin. In modern times, only Lockyer and Johnathan Thurston have really done it.

It took a while, but Smith is finally there.

“If people don’t like the way I play, that’s fine,” Smith says. “I’d just like to be respected for how I’ve gone about my business. If they don’t like me because of who I play for or who I’ve represented, that’s fine as well. Not everyone’s going to like you in sport: I got my head around that a long time ago. Whether this game changes people’s opinions, I don’t know.”

Melbourne coach Craig Bellamy puts it this way: “He must be doing something right. Because I don’t think there was too much out of Origin this year about how much of a grub he is. If Cameron had played his career at a Sydney or Brisbane club, he would’ve been considered the statesman that he is now much sooner. His qualities and some of the things he’s done have been overlooked.”

Perhaps. Maybe we’re just starting to understand him better. Maybe he’s showing us more of himself. Maybe we’ve come to understand his part in some of the game’s biggest controversies.

Or maybe it’s just his post-match speeches. Smith loves a post-match speech. He nails a post-match speech better than anyone in the game.

He almost stole the show from Cronulla after last year’s grand final with his graciousness and poise up there on the sparkly white podium, paying homage to Paul Gallen and long-suffering Sharks fans.

He did something similar after the Origin decider this year as he paid tribute to teammate Johnathan Thurston, who had missed his final match for Queensland because of injury.

“I’ve never been a good talker,” Smith says. “I was quite a shy guy through my teenage years. And I still am now. If I have to talk, I will ??? I feel I do well in those situations because it’s from the heart. It’s not fabricated. It’s just who I am. I speak what I feel. Last year I didn’t feel like talking too much, but felt strongly about saying that to the Sharks fans. It’s hard these days getting the real person to speak in front of a camera. There’s club messages and messages from the coach about stuff you can’t talk about. In those moments, I can be me.”

So said Shakespeare: “Reputation is an idle and most false imposition; oft got without merit, and lost without deserving.” Smith’s reputation has been muddied by three significant controversies.

He became the poster boy for the Storm’s wrestling techniques after he was suspended from the 2008 preliminary and grand finals for a tackle on Broncos forward Sam Thaiday.

“Some will say he didn’t play in a grand final in which we were smashed [40-0 by Manly],” Bellamy says. “But I reckon he’d remember that grand final more than the others, because he wasn’t there. I can remember the next year, in 2009, in that finals series he had a look in his eye I’d never seen before. Before one of the finals, I remember going into the rooms and looked at him and thought, ‘I’ve never seen this before’. He wasn’t going to be stopped. I’ve got a point to prove here, and I’ll show it. To be honest, I’ve never seen that look in his eye since. I’d say he had it in Origin III this year.”

Then came the devastation of the Storm’s salary cap scandal that saw them stripped of two premierships and forbidden from playing for points during the 2010 season. As the captain and the one receiving payments outside of the cap, he became the punching bag for that one, too.

Without prompting, Smith recalls the moment his life was turned upside down.

“We were at training at Princes Park and I realised Craig had left training,” he says. “He never leaves training, so I knew something was up. Right at the end, we were called into the meeting room and Craig told us the news.

“We shed 11 players from that year and we came out and we were minor premiers that following year. That was a defining moment for our club. You can dish out whatever punishment you want and rip the club apart, but we can show you we are a quality organisation.”

And then there were the dreadful events of round three at AAMI Park in 2014 when Knights backrower Alex McKinnon suffered a devastating spinal injury while playing against the Storm.

While McKinnon was being attended to, Smith was speaking to referee Gerard Sutton and calmly defending his teammate, Jordan McLean, for his involvement in the tackle.

“I don’t call it the ‘Alex McKinnon stuff’,” Smith says. “It’s the ’60 Minutes stuff’. That was pretty ordinary. More so for my family I was upset. My family had to sit through that and answer questions about it.”

Smith is referring to the 60 Minutes interview with McKinnon aired in 2015 in which an edited version of Smith’s exchange with Sutton was shown to the wheelchair-bound footballer.

McKinmon was furious and the story complicated an already delicate situation. Nine, ultimately, apologised to Smith on The Footy Show.

“It was a hatchet job if there was one,” Smith says, still clearly wounded. “It was a stich-up on myself. In fairness to Alex, I think they stitched him up to. He was in a really difficult situation. I still haven’t seen the story, but by all reports it was a fantastic piece until they brought me into it. I don’t know why they went down the line that they did.”

Says Bellamy: “Usually he can handle most situations, but that hurt him more than anything. It reinforced what a decent guy he is. He never fired back. He asked the question on the field at the time. He didn’t know the seriousness of the situation with Alex.”

All three are dramatic twists and turns in an otherwise sparkling career that’s yielded premierships, Origin wins and Test victories.

There’s the personal accolades, too. He’s broken so many records in recent years it’s hard to keep up with exactly what he’s actually broken.

“He’s broken the record for breaking records,” joked former Storm fullback Matt Geyer when Smith played his 350th match earlier this season.

Bellamy, of course, forecast none of this when he first laid eyes on Smith all those years ago.

Much is made of how unimpressive Smith is in the gym, but what stands out for the coach is his captain’s mental toughness to play the position he does, for 80 minutes, and do it consistently well.

“When I first saw him you would never have thought he was that resilient to play this amount of games,” Bellamy says. “To do it physically is one thing. But mentally, to think, ‘I have to make another 60 tackles next week’, is another. He’s a determined bastard. People outside the organisation probably don’t see how much.”

In many respects, it’s reassuring to see a footballer like Smith break Lockyer’s record; a player who has reached the summit through footy nous and hard work and nothing more.

It’s there for all of us to see each time one of Smith’s teammates is struggling to his feet and Smith already knows what he’s going to do when he plays the ball.

“I do a bit of work on the opposition and their defence, especially around the ruck area. I try to find trends in what markers are going to do. But most of it is to do with my natural instincts. I’ve been very lucky to be given a skill to read the game. You read it a couple of plays ahead of where you are at that moment. It’s hard to explain: I can almost play a set out in mind before it unfolds. It’s something you can’t coach or teach, I just have that ability about where I need to go, where I need to pass, do I need to kick now? It just comes to me naturally.”

This story Administrator ready to work first appeared on Nanjing Night Net.